Bishop Barham University College

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    Financial Accessibility and Poverty Reduction in Northern Uganda, Lango Sub-Region
    (International Journal of Social Science and Humanities Research, 2019-04) Marus, Eton; Odubuker, Picho Epiphany; Mary, Ejang; Ogwel, Patrick Benard; Mwosi, Fabian;
    Access to a well-functioning financial system can economically and socially empower individuals and in particular poor people, allowing them to better integrate into the economy of their countries and to actively contribute to their development and protect themselves against economic shocks. The paper examined the contributions of financial accessibility in supporting poverty reduction in northern Uganda. A cross sectional study design was adopted. The data was collected by use of structured and closed ended questionnaire. The findings revealed that financial institutions had not done much to reach the poor, which limits their productivity capacity and capacity to acquire productive assets. While there are isolated pockets of poverty reduction as expressed by participants’ ability to own personal assets and easily manage their dependency burdens, a few individuals have access to better health facilities. The strides to promote financial accessibility are highly commendable, though poverty remains problematic even among those who have access to financial resources. The paper therefore recommends that financial institutions should endeavor to offer financial management training to clients before extending credit to them, especially clients with some noticeable levels of illiteracy. There is also need for a comprehensive analysis on the current poverty reduction models and their impact on the very poor, in terms of production capacity, owning productive assets and living meaningful lives. Keywords: Financial Accessibility, Financial Sector, Poverty, Poverty Reduction, Northern Uganda.
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    The Role of Women in Natural Resource Management: a case of Two Wings Agroforestry Network-Kabale
    (Larenstein University, 2008) Yesigomwe, Aggrey
    It is increasingly becoming important to address the many problems in the realm of natural resources in Uganda. The commitment is towards sustainable use, striking a balance between economic development and conservation interventions. Agroforestry has been identified as one of the important key approaches for reducing over exploitation of natural resources while sustaining food production for rural development. Modern Agroforestry is based on improved management and organization of traditional Agroforestry practices to give better results backed by scientific knowledge as a way of addressing problems associated with increased population pressure, land shortage and food security. Women have an essential contribution to make in the management of natural resources because they process several complementary attributes that are beneficial to ecologically sustainable development. The instrumental role of women in respect to the conservation of the environment stems from their tasks and responsibilities, and direct dependence on land based resources. This study was conducted to investigate the factors that cause low adoption of Agroforestry technologies by women of Two Wings Agroforestry Network in Kabale district. The study specifically looked at the three promoted technologies among others; home gardens, scattered trees and shrubs, and hedgerows. Data was collected by use of semi-structured interviews and Focused Group Discussions. PESTEC and Harvard Analysis tools were used to analyse data. Findings show that adoption of Agroforestry technologies in the study area was influenced by socio-cultural factors like gender roles, division of labour and cultural norms. Socioeconomic factors such as, education, marital status, land and tree tenure. Institutional factors like lack of natural resource bye laws. Women in the study area were aware of Agroforestry and more interested in the direct/ immediate benefits of the technologies. Home gardens are highly adopted compared to scattered trees/ shrubs, and hedge rows. There is need to further enhance dissemination through extension by all stakeholders. Relevant channels that suit women’s circumstances should be used to promote technologies that are not yet fully adopted.