Browsing by Author "NAGITTA MAUREEN"

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    FINANCIAL LITERACY AND HOUSEHOLD INCOME AMONG RESIDENTS OF KANGULUMIRA SUBCOUNTY, KAYUNGA DISTRICT
    (Uganda Christian University, 2025-09-12) NAGITTA MAUREEN
    This study examined the connection between household incomes and financial literacy among Kangulumira Subcounty people. Objectives were; to examine the relationship between financial knowledge and household income, assess the relationship between financial attitude and household income, and analyze the relationship between financial behavior and household income among residents of Kangulumira Subcounty. A cross-sectional research design was used. A sample of 381 household respondents and 2 key informants were involved. Data was analyzed using the Statistical Package for Social Sciences (SPSS) Software and by adopting descriptive and inferential analyses for quantitative data and; thematic analysis for qualitative data. Findings showed that there was statistical relationship for the study variables that is; financial knowledge [r = 0.30, p; 0.006<0.05], financial attitude [r = 0.74, p; 0.001<0.05] and financial behavior [r = 0.49, p; 0.008<0.05] with household income. It was concluded that financial knowledge and household income were significantly related, financial attitude was positively and significantly related to household income and financial behavior was significantly related to household income. The study recommends that Government and development partners should give regular financial literacy training, through work with Subcounty-based financial institutions with a better reach out and involvement of all people at the household level.