Browsing by Author "Molly Longok"

Filter results by typing the first few letters
Now showing 1 - 1 of 1
  • Thumbnail Image
    Item
    Credit Management and Financial Performance of Microfinance Institutions in Kamuli a Case Study of Pride Microfinance Kamuli Branch
    (Uganda Christian University, 2025-09-25) Molly Longok
    The study examined the effect of credit management on financial performance of microfinance institutions in Kamuli a case study of pride microfinance Kamuli branch. The study had three objectives; to examine the effect of credit terms on financial performance of Pride Micro finance, Kamuli Branch, to analyze the effect of credit assessment on financial performance of Pride Micro finance, Kamuli Branch, to investigate the effects of credit control and financial performance of Pride Micro Finance, Kamuli Branch. The study adopted a cross-sectional survey and employed both quantitative and qualitative approaches to research. The study targeted a population of 141 and a sample of 103 respondents was selected using Yamane sample size formula. Both interview guides and survey questionnaires were used to collect data and analysis involved mixed approaches. Findings revealed the existence of a positive and significant effect between credit terms and financial performance (r=0.441; P=.000), a positive and significant effect between credit assessment and financial performance (r=0.587; p=.000) and a positive and significant effect between tax clinics and income tax compliance (r=0.699; p=0.000). The regression coefficient results revealed that credit control was the most significant predictor of financial performance (ß=.524; Sig=.000) implying that credit management in Pride Microfinance in Kamuli district largely depends on good credit control policy, credit limit policies, good enforcement of credit policies and the like. The study concluded that all three independent variables are positive determinants of income tax compliance. The study recommended that the leadership of Pride Microfinance in Kamuli district should apply strengthen its credit management polices embracing credit terms, credit assessment and credit control as a way for promoting good financial performance and increasing business sustainability of Pride Microfinance in Kamuli district and beyond.